Adam

Euro area bank interest rate statistics: September 2022

Composite cost-of-borrowing indicator for new loans to corporations increased by 55 basis points to 2.41%, driven by interest rate effect; indicator for new loans to households for house purchase increased by 18 basis points to 2.44%, driven by interest rate effect Composite interest rate for new deposits with agreed maturity from corporations increased by 54 basis points to 0.74%, driven by […]

An Earthquake Shook Romania on Thursday Morning

A moderate earthquake shook the southeastern part of Romania on Thursday morning, which, according to the Romanian National Geological Institute (INFP), had a magnitude of 5.3. The earthquake occurred 126 kilometers north of Bucharest, 76 kilometers east of Brasov, in the outer part of the bend of the Carpathians, in the border area of ​​the […]

Results of the September 2022 Survey on credit terms and conditions in euro-denominated securities financing and over-the-counter derivatives markets (SESFOD)

Tighter credit terms and conditions offered by banks to counterparties, mainly attributed to deterioration in general market liquidity and functioning Higher maximum amount of funding but shorter maximum maturity against domestic government bonds Deterioration in liquidity conditions continued for most collateral types Higher initial margin requirements for most OTC derivative types, especially commodity derivatives

Euro area economic and financial developments by institutional sector: second quarter of 2022

As of October 2022, quarterly financial accounts published by European Central Bank provide more detailed breakdown of other financial institutions (OFIs) Euro area net saving decreased to €733 billion in four quarters up to second quarter of 2022, compared with €790 billion one quarter earlier Household debt-to-income ratio declined to 95.3% in second quarter of 2022 from 95.9% one […]